Payments
Checklist
POS Setup
Merchant / POS Account Checklist — Qatar
Accepting card payments in Qatar requires a merchant account and POS terminal from a local bank. This checklist covers bank requirements, provider comparison, and setup steps.
Documents Required
- Valid CR certificate and Trade License
- Active corporate bank account with the same bank (preferred)
- Authorized signatory passport and QID
- Proof of business premises — tenancy contract
- Completed merchant application form
Provider Comparison
- Compare transaction fees — typically 1.5% to 3% per transaction
- Check settlement timeframes — daily vs. weekly settlement
- Evaluate POS terminal quality and features (contactless, receipt printing)
- Ask about monthly rental fees for POS terminals
- Confirm support for Visa, Mastercard, and local debit cards
Setup Steps
- Apply at your bank's merchant services department
- Bank conducts site visit for physical POS installation
- POS terminal delivered and configured (1-2 weeks after approval)
- Staff trained on POS operation and reconciliation
- Test transactions before going live
Pro Tip
Apply for your merchant account at the same bank where you hold your corporate account — approval is faster and fees are often lower for existing customers.
FAQ
Corporate bank account, valid CR and Trade License, and a physical business location. Approval takes 1-2 weeks.
QNB, Commercial Bank, Doha Bank, and QIIB. Compare fees (1.5-3%), settlement times, and terminal quality.
Yes. Most banks offer both. Using one bank simplifies reconciliation and may get you better rates.
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